:root{--ink:#263f59;--body:#465768;--muted:#566c7c;--line:#d9e4eb;--blue:#eef5fa;--green:#edf4ef;--neutral:#f4f3ef;--accent:#426b80}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:24px}
body{margin:0;background:#fff;color:var(--body);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Hiragino Kaku Gothic ProN","Yu Gothic",Meiryo,sans-serif;font-size:16px;line-height:1.9}
h1,h2,h3{margin:0;color:var(--ink);line-height:1.55;text-wrap:balance}
h1{font-size:clamp(27px,3.15vw,43px);letter-spacing:.01em}
h2{font-size:clamp(23px,3vw,32px);margin-bottom:28px}
h3{font-size:18px}
p{margin:0 0 18px;text-wrap:pretty}
a{color:inherit}
.container{width:min(100% - 40px,1100px);margin-inline:auto}
.reading{max-width:720px}
.section{padding:64px 0}
.section-number{font-size:12px;letter-spacing:.16em;font-weight:700;color:var(--muted);margin-bottom:12px}
.brand{font-size:18px;font-weight:800;letter-spacing:.14em;color:var(--ink);margin-bottom:44px}
.brand span{padding:0 9px;color:#91a2ae;font-weight:400}
.hero{background:linear-gradient(145deg,#fff 8%,#edf5fb 100%);border-bottom:1px solid #e4edf3}
.hero-inner{padding:30px 0 60px}
.hero-grid{display:grid;gap:36px;align-items:center}
.eyebrow{font-size:14px;display:table;border-bottom:1px solid #97b2c5;letter-spacing:.06em;padding-bottom:8px;margin-bottom:20px}
.hero-lead{font-weight:650;color:var(--ink);margin-top:25px}
.button{display:flex;align-items:center;justify-content:center;gap:20px;min-height:60px;width:100%;max-width:400px;padding:16px 22px;margin-top:28px;background:var(--ink);border:0;border-radius:8px;color:#fff;font:inherit;font-weight:700;text-decoration:none;cursor:pointer;transition:background .2s}
.button:hover{background:#345976}
.button[aria-disabled=true]{cursor:default}
.button>span{flex:none;font-size:20px;font-weight:400}
.button:focus-visible,summary:focus-visible{outline:3px solid #7d9fb5;outline-offset:5px}
.note{font-size:14px;color:var(--muted);margin:20px 0 0}
.scope-panel{border:1px solid #d5e3ed;border-radius:18px;background:rgba(255,255,255,.82);padding:24px}
.scope-label{font-size:14px;font-weight:700;color:var(--accent);letter-spacing:.08em;text-align:center;margin:0}
.scope-number{color:var(--ink);text-align:center;font-size:22px;font-weight:700;line-height:1.3;margin:12px 0 24px}
.scope-number>span{font-size:74px;letter-spacing:-.04em;margin:0 8px}
.scope-icons{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.scope-icons>div{display:flex;flex-direction:column;align-items:center;gap:8px;border-radius:10px;padding:16px 8px;background:var(--blue);font-size:14px;color:var(--ink)}
.scope-icons>div:nth-child(2),.scope-icons>div:nth-child(3){background:var(--green)}
.icon-library{position:absolute;width:0;height:0;overflow:hidden}
.icon{width:48px;height:48px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:none}
.concern-list{list-style:none;padding:0;margin:26px 0;display:grid;gap:14px}
.concern-list li{display:flex;align-items:flex-start;gap:15px;padding:20px 22px;border:1px solid var(--line);border-radius:10px}
.check{display:grid;place-items:center;flex:none;width:28px;height:28px;border-radius:50%;background:var(--green);color:#547461;font-weight:700}
.callout{background:var(--blue);border-radius:12px;padding:25px;margin:28px 0 0;font-size:18px;font-weight:650;color:var(--ink)}
.spending-section{background:#f3f6f8}
.split{display:grid;gap:36px}
.emphasis{border-left:3px solid #8faabd;padding:8px 0 8px 18px;margin:28px 0;font-size:clamp(20px,2.5vw,25px);font-weight:700;color:var(--ink)}
.review-diagram{border-radius:16px;background:#fff;border:1px solid var(--line);padding:30px 24px;display:flex;flex-direction:column;align-items:center;align-self:center;gap:12px;color:var(--accent)}
.review-diagram p{margin:0;color:var(--ink);font-weight:650}
.mini-items{display:flex;justify-content:center;gap:24px}
.diagram-arrow{font-size:28px;font-weight:400;color:#88a2b1}
.diagram-result{display:flex;flex-direction:column;align-items:center;gap:12px;background:var(--green);border-radius:12px;width:100%;padding:24px;font-weight:700;color:var(--ink)}
.scope-section{text-align:center}
.large-number{display:block;color:var(--accent);font-size:24px;line-height:1.3;margin:12px 0 0}
.large-number b{font-size:76px;font-weight:750;margin-inline:6px;letter-spacing:-.04em}
.scope-section .callout{background:var(--green)}
.materials-section{background:#f6f9fb}
.materials-grid{display:grid;gap:20px}
.material-card{margin:0;min-width:0;background:white;border:1px solid var(--line);border-radius:12px;overflow:hidden;align-self:start}
.material-card img{display:block;width:100%;height:auto}
.material-placeholder{min-height:230px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;background:#edf3f7;border-bottom:1px dashed #b5c9d5;color:var(--muted);padding:24px;text-align:center}
.material-placeholder small{font-size:14px}
.material-card figcaption{font-size:13px;color:var(--muted);padding:12px 18px}
.inline-cta{display:flex;flex-direction:column;align-items:center;margin-top:30px;text-align:center}
.inline-cta .button{margin-top:0}
.reassurance-section{background:var(--green)}
.section-icon{color:#60836c;margin-bottom:18px}
.prose p:last-child{margin-bottom:0}
.expense-tags{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;width:100%}
.expense-tags span{text-align:center;background:var(--blue);color:var(--ink);border-radius:8px;padding:12px 5px;font-size:14px}
.reward-section{background:#e9f0f5;border-top:1px solid #d5e2ec;border-bottom:1px solid #d5e2ec}
.reward-statement{font-size:clamp(20px,2.5vw,25px);font-weight:700;color:var(--ink);border-left:3px solid #789aae;padding-left:20px;margin-bottom:24px}
.points-grid{display:grid;gap:14px}
.point{border-radius:12px;padding:25px;min-width:0}
.blue{background:var(--blue)}
.green{background:var(--green)}
.neutral{background:var(--neutral)}
.point-number{display:block;font-size:14px;letter-spacing:.12em;color:var(--accent);font-weight:700;margin-bottom:18px}
.point p{margin:12px 0 0}
.flow-section{background:#f7f9fa}
.timeline{list-style:none;margin:0;padding:0}
.timeline li{position:relative;display:grid;grid-template-columns:52px minmax(0,1fr);gap:19px;padding-bottom:30px}
.timeline li:before{content:"";position:absolute;width:1px;background:#cbd8e0;left:25px;top:52px;bottom:0}
.timeline li.last:before{display:none}
.step-number{position:relative;z-index:1;display:flex;flex-direction:column;align-items:center;justify-content:center;width:52px;height:52px;border:1px solid #ccdbe4;background:#f3f7fa;border-radius:50%;font-size:10px;line-height:1.4;font-weight:700;color:var(--muted)}
.step-number b{font-size:19px;color:var(--ink)}
.timeline p{margin:7px 0 0}
.handoff>div{background:var(--blue);padding:18px;border-radius:10px}
.handoff .step-number{background:var(--ink);color:white;border-color:var(--ink)}
.handoff .step-number b{color:white}
.last .step-number{background:var(--green);border-color:#cdded0}
.faq-list{border-top:1px solid var(--line)}
details{border-bottom:1px solid var(--line)}
summary{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:64px;padding:20px 0;list-style:none;cursor:pointer;font-weight:650;color:var(--ink)}
summary::-webkit-details-marker{display:none}
.toggle{width:17px;height:17px;position:relative;flex:none}
.toggle:before,.toggle:after{content:"";position:absolute;background:#647f90;top:8px;left:1px;width:15px;height:1.5px}
.toggle:after{transform:rotate(90deg);transition:transform .2s}
details[open]>summary .toggle:after{transform:rotate(0)}
.answer{padding:0 0 24px}
.answer p{margin:0}
.q{display:block;font-size:12px;letter-spacing:.08em;color:#566f80;margin-bottom:3px}
.final-cta{background:#dce8f0;padding-bottom:76px}
.final-button{max-width:none}
.reveal{opacity:1}
.motion-ready .reveal{opacity:0;transform:translateY(8px);transition:opacity .6s ease,transform .6s ease}
.motion-ready .reveal.visible{opacity:1;transform:none}
@media(min-width:760px){
  .section{padding:85px 0}
  .hero-inner{padding:38px 0 80px}
  .brand{margin-bottom:60px}
  .hero-grid{grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:35px}
  .scope-panel{padding:24px 18px}
  .materials-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .points-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
  .final-cta{text-align:center}
}
@media(min-width:1100px){
  .hero-grid{gap:65px}
  .scope-panel{padding:32px}
  .split{grid-template-columns:minmax(0,1.55fr) minmax(0,1fr);gap:70px;align-items:center}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .motion-ready .reveal{opacity:1;transform:none;transition:none}
  .toggle:after{transition:none}
}
/* SECTION 5 only: keep the overview wide and the individual images readable. */
.materials-section .materials-grid{grid-template-columns:minmax(0,1fr);gap:24px}
.materials-section .material-overview{grid-column:1 / -1}
.materials-section .material-image-link{display:block;line-height:0}
.materials-section .material-image-link:focus-visible{outline:3px solid #7d9fb5;outline-offset:-3px}
.materials-section .material-card figcaption{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px 16px;border-top:1px solid var(--line)}
.materials-section .material-card figcaption>span:first-child{color:var(--ink);font-weight:650}
@media(min-width:1100px){
  .materials-section .materials-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
}
/* Soft colour accents: RP navy remains the main text and CTA colour. */
:root{--blue:#eaf3fb;--green:#e9f5ef;--neutral:#fff0e5;--mint:#2c7163;--warm:#99542f;--mint-soft:#eef8f3;--yellow-soft:#fff8e6;--peach-soft:#fff4ec}
.accent-mint{color:var(--mint)}
.accent-warm{color:var(--warm)}
.hero{background:linear-gradient(145deg,#fff 8%,#edf6fb 65%,#eef8f3 100%)}
.eyebrow{border-color:#a5c9bf;color:var(--mint)}
.scope-panel{background:#fff;box-shadow:inset 0 4px 0 #aacfc2,0 8px 24px rgba(38,63,89,.04)}
.scope-icons>div:nth-child(1){background:#fff5df;color:#8c672e}
.scope-icons>div:nth-child(2){background:#eaf3fb;color:#3d6889}
.scope-icons>div:nth-child(3){background:#e8f5ef;color:var(--mint)}
.scope-icons>div:nth-child(4){background:#fff0e5;color:var(--warm)}
section[aria-labelledby="concern-heading"]{background:#fffcf5}
.concern-list li{background:#fff;box-shadow:inset 3px 0 0 #b6d1df}
.concern-list li:nth-child(even){box-shadow:inset 3px 0 0 #b4d8c8}
.concern-list li:nth-child(3n){box-shadow:inset 3px 0 0 #e8c397}
.concern-list li:nth-child(3n) .check{background:#fff2da;color:#81602b}
.callout{background:#eef5fb;box-shadow:inset 0 3px 0 #b7d2e3}
.spending-section{background:var(--mint-soft)}
.spending-section .emphasis{border-color:#91c4b3;color:var(--mint)}
.review-diagram{border-color:#d5e6dd;box-shadow:0 6px 20px rgba(38,63,89,.035)}
.mini-items .icon:nth-child(1){color:#9c7133}
.mini-items .icon:nth-child(2){color:#4b7593}
.mini-items .icon:nth-child(3){color:var(--mint)}
.diagram-result{background:#e8f4ef}
.scope-section{background:#f1f6fc}
.large-number{color:var(--mint)}
.large-number b{color:#356d88}
.scope-section .callout{background:#fff8e7;box-shadow:inset 0 3px 0 #e6cf96}
.materials-section{background:#fff}
.materials-section .material-card{box-shadow:0 4px 16px rgba(38,63,89,.045)}
.materials-section .material-card:nth-child(2n) figcaption{background:#f0f7fc}
.materials-section .material-card:nth-child(2n+1) figcaption{background:#f0f8f3}
.reassurance-section{background:#eaf6ef}
.section-icon{color:var(--mint);background:#d9eee2;border-radius:12px;padding:7px}
section[aria-labelledby="together-heading"]{background:#fffaf0}
section[aria-labelledby="together-heading"] .emphasis{border-color:#d8b47f;color:var(--warm)}
.expense-tags span:nth-child(1){background:#fff2d5;color:#81602b}
.expense-tags span:nth-child(2){background:#e9f2fb}
.expense-tags span:nth-child(3){background:#e5f3eb;color:var(--mint)}
.reward-section{background:#eef4fa;border-color:#d7e5ef}
.reward-statement{border-color:#80bbaa}
section[aria-labelledby="points-heading"]{background:#fff}
.point.blue{background:#eaf3fb;box-shadow:inset 0 4px 0 #8eb7d4}
.point.green{background:#e9f5ef;box-shadow:inset 0 4px 0 #91c5ae}
.point.neutral{background:#fff0e5;box-shadow:inset 0 4px 0 #e4b187}
.point.green .point-number{color:var(--mint)}
.point.neutral .point-number{color:var(--warm)}
.flow-section{background:#f4f7f8}
.timeline li:before{background:#b6d1ca}
.timeline li:nth-child(2) .step-number,.timeline li:nth-child(5) .step-number{background:#fff3df;border-color:#e2c79c}
.timeline li:nth-child(4) .step-number,.timeline li.last .step-number{background:#e6f4eb;border-color:#b5d8c4}
.timeline li:nth-child(2):before,.timeline li:nth-child(5):before{background:#dec398}
.handoff>div{background:#e9f3fa;box-shadow:inset 3px 0 0 #8db5ce}
section[aria-labelledby="faq-heading"]{background:#fffdf8}
.faq-list{border-top:0}
.faq-list details{background:#fff;border-color:#dae6e3}
.faq-list details:nth-child(even){background:#f1f8f4}
.faq-list summary{padding-inline:14px}
.faq-list .answer{padding-inline:14px}
.q{display:table;background:#e7f1fa;color:#3d627d;border-radius:5px;padding:1px 8px}
.faq-list details:nth-child(even) .q{background:#dfefe5;color:#356a56}
.toggle:before,.toggle:after{background:#628879}
.final-cta{background:#e5f2ed;border-top:3px solid #bad6c9}
.final-cta .section-number{color:var(--mint)}
.button{box-shadow:0 4px 0 #a9cabd}
.button>span{color:#d0eadf}
.inline-cta .note{color:#4b7165}
/* Targeted emphasis only: reward section and existing CTA surrounds. */
.reward-section{background:#fff4e8;border-color:#e6d3bb}
.reward-section .section-number{color:var(--warm)}
.reward-statement{background:#fffdf8;border-radius:0 12px 12px 0;border-left-color:#c69c72;padding:24px;box-shadow:inset 0 0 0 1px #eadcc9}
.reward-keyword{color:var(--warm);text-decoration:underline;text-decoration-color:#e2c3a0;text-decoration-thickness:2px;text-underline-offset:5px}
.button{box-shadow:0 0 0 5px #edf5f1,0 5px 0 #a9cabd,0 9px 20px rgba(38,63,89,.07)}
.reward-section .button{box-shadow:0 0 0 5px #f8e8d5,0 5px 0 #cdb28e,0 9px 20px rgba(38,63,89,.07)}
.inline-cta .note{font-weight:600;text-decoration:underline;text-decoration-color:#bcd6c9;text-underline-offset:6px}